PYPL

2025Q4BMO

PayPal Holdings Inc primary · FINANCIAL SERVICES · CREDIT SERVICES

Report 2026-02-03 · Fiscal end 2025-12-31 · Features as of 2026-02-02

← Earnings history

Pre-Earnings Data

Expectations & setup

Street

Consensus EPS1.29
Consensus rev—
EPS high—
EPS low—
Dispersion—
Analysts—
EPS rev net 7d—
EPS rev net 30d—
Consensus Δ 7d—
Consensus Δ 30d—

Options

Implied move3.2%
IV front—
P/C full—
P/C front—
Features as of2026-02-02

Run-up

Close—
Ret 5d-7.5%
Ret 10d-8.0%
Ret 20d-10.0%
Ret 30d-13.0%

Post-Earnings Data

Results & reaction

Print

Actual EPS
1.23Miss
Estimated EPS1.29
Actual revenue
8.7B
Surprise %-4.7%
Beat / missMiss
Beat streak 40
Beat streak 80

Reaction

1-day stock reaction-2.8%
Implied vs actual

Implied 3.2%Actual 18.0%

Gap reaction-18.0%
Day result-20.3%
Next-day upNo
Realized / IV5.65×

Post tape

Post 5d-0.5%
Post 10d-0.6%
Post volume140.8M
Vol ×10d8.44×
Vol ×20d8.67×
Post range5.3%