COF

2025Q4AMC

Capital One Financial Corporation primary · FINANCIAL SERVICES · CREDIT SERVICES

Report 2026-01-22 · Fiscal end 2025-12-31 · Features as of 2026-01-22

← Earnings history

Pre-Earnings Data

Expectations & setup

Street

Consensus EPS4.14
Consensus rev—
EPS high—
EPS low—
Dispersion—
Analysts—
EPS rev net 7d—
EPS rev net 30d—
Consensus Δ 7d—
Consensus Δ 30d—

Options

Implied move1.8%
IV front—
P/C full—
P/C front—
Features as of2026-01-22

Run-up

Close—
Ret 5d+0.3%
Ret 10d-7.2%
Ret 20d-4.7%
Ret 30d+1.9%

Post-Earnings Data

Results & reaction

Print

Actual EPS
3.86Miss
Estimated EPS4.14
Actual revenue
19.6B
Surprise %-6.8%
Beat / missMiss
Beat streak 40
Beat streak 80

Reaction

1-day stock reaction-2.9%
Implied vs actual

Implied 1.8%Actual 4.8%

Gap reaction-4.8%
Day result-7.6%
Next-day upNo
Realized / IV2.72×

Post tape

Post 5d+0.8%
Post 10d+2.5%
Post volume14.2M
Vol ×10d2.02×
Vol ×20d2.97×
Post range4.6%